Debt Update: December 2011
Debt update time! With my 5th and smallest debt paid off (hyeah!), it’s time to officially focus the evil eye on MDK Discover Card. My four remaining debts are two credit cards (about $22K on those two alone), my car and a student loan. I plan to only pay the minimums on the car and student loan until the credit cards are wiped out.
Smallest Debt: $5,787
No movement yet.
Total Debt Update:
December 2011: $34,482
% Change from November: 3.7% Decrease
Hmm, that’s not too bad. Not sure how much movement there will be in January. My other goal for next month is the $300 in savings, but it’s going to be close. I still also want a camera so I can start taking photos for this site. New: I’m tracking all of my spending for the month of January and I’m going to post it along with the January update. It will be great to see if I am anywhere close to my estimates on food, gas and “other”.
I am working on this blog a lot, and the payoff in blogging can be slow to realize at first. But I’m confident this site will become a place for people to read interesting ideas on money, human behavior and development, so I’ll keep at it. In personal news, I passed the LEED AP test on the first try (practically gave myself a heart attack today with all my anxious over-worrying but I did it and it’s over, thank goodness), which is great news for my professional career. I need to pick it up as far as developing my career and I think that this was a great step to take. A lot of people dismiss some of the sustainability credentials in the field but we are the next generation and we are more aware of our resources and our potential as societies to wreak havoc or restore our environments. I think I can be a leader in this idea but I have to increase my knowledge A LOT. I’m seeing a future website here…
Remember, you can track my progress from the start by clicking on the ‘debt update’ category. Let me know how you’re doing too!