Piles of Interesting-ness: Get More for Your Money
What did YOU do this weekend? I made some chaat and decided I am definitely doing a food blog soon. But I also read a lot of fellow personal finance blogs and the theme of this round-up is getting more for your money, which these blogs are guaranteed to do…
The Money Principle asked what are your fears for the year ahead? Great question, because I’m filled with irrational fears that often need some examining.
I’m glad I finally discovered Wealth Informatics, she’s got an in-depth post about where shopping could be headed. If you’re interested in hanging on to your money, it’s important to understand the principles of marketing and its future trends. Smartphones and technology advancements at a breakneck speed mean we have to understand what the next big trend is. In 2012 it’s quantifying the data of our lives, and how many gadgets will you buy with the promise of revealing more data about yourself?
On Smart Family Finance, I recommend reading What Mortgage Lenders are Looking for in a Borrower. I’m looking to get pre-approved for a mortgage soon and I definitely have too much credit card debt. I need to reduce it at least by a few thousand in the next couple months and remember that a steady lifestyle (stable employment and residency) will be positives for my loan application.
Funancials had a great article on how we judge value. Understanding some of those automatic judgement calls we tend to make will help you spot them sooner.
Smart Family Finance says the Debt Snowball method is not the best. Personally, I happen to be paying my smallest balance and the highest interest, so I am in the best of both worlds. But my first debt paid in full was a 0% interest balance. Considering it was around $2,000 and now I have one less payment to make each month, I’d say it works to get at least your first debt paid with the snowball method. Use your best judgement to decide which debts to pay first. You don’t have to blindly follow someone else’s rules.
Erin from Dog Ate My Wallet wrote a very interesting post about her reluctance to promote herself. I have often felt like I was unable to promote myself and yet see other people do it so effortlessly. I know where she’s coming from but also know that learning to market and promote yourself can lead to big things.
I loved Super Frugalette’s post on converting her wardrobe to navy after realizing she had too much black in her wardrobe. I have ALL GREY in my wardrobe. I realized recently everything I buy these days is grey or silver. I am seriously putting some color and variety into my next wardrobe purchase (which won’t be anytime soon).
Dr. Dean reminded me to eat my vegetables. Don’t worry Doc, I’ve got the vegetables and fruits down pat. And I’ve even cut out the junk! February has seen a lot less chips and candy consumption.
Money Infant is blogging from Thailand! He’s started telling the story of his family’s permanent relocation, so I am excited to read the rest of this series because I definitely hope to live there for a few months (once I’m debt-free and rolling in it).
Step Away from the Mall (best name ever) also did an excellent post on 7 secrets of self-made millionaires. I respect the self-made man/woman. It’s one of my goals to become a self-made success, so this was an excellent review.
Finally, I’d like to welcome a pretty new personal finance blogger who goes by Modest Money. I knew this blog was for me when he wrote about investing in pets because they bring you happiness. I can’t imagine coming home without Archie, my 18-pound terrier mutt jumping practically to eye level to greet me. Or not having Luz my excitable Chihuahua start to dance feverishly at my feet as I step inside. I’ve had Luz for three years and Archie for two, and I can’t imagine life without them. In fact they are both sprawled across my lap as I type this. It makes the typing a bit difficult.
Thanks to Personal Finance Whiz for hosting my second guest post. I hope to write one guest post each week. Let me know if you’d like to feature me on your site!