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What are Business Insights?

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When you’re running a business, and looking to make decisions about the future, you need to feel confident that you’re making the right choices. Founders and CEOs are under a lot of pressure – this stress is well known and easy to understand: people’s salaries (and therefore whole lives) are resting on your ability to make a good choice and keep your business profitable. It’s this stress that goes some way to explain the high wages CEOs and other executive level personnel can command.

Shoring up your decision-making processes with objective data can lift some of that burden from your shoulders: data about the market, about your customers, about your rivals in the industry give you a foundation of fact you can base your decisions on, and even the ability to predict the outcome of the choices you’re making.

Unfortunately, you likely don’t have time to become an expert on statistics and data interpretation as well as in your industry, your employees and your clients. Trying to perform your own data gathering and interpretation will simply stretch you too far, and leave you unable to do your job effectively. As a CEO or founder, it’s your role to take high-level decisions that steer the future of the company, not become mired in minutiae. What you need is expert help.

Brand intelligence companies and market research firms don’t just perform surveys. While this is a vital function they can help you with – your reach only extends as far as people who’ve already chosen to shop with you, come into a branch of your business or otherwise share their contact details with you, while market research specialists have access to a cross section of your entire potential market – it’s far from the only thing they can do for you.

One of the most important functions a good market researcher will perform for you is the interpretation of data. If, at the end of a research project they simply present you with a spreadsheet showing how people responded to your questions, they’ve left the job half done. What you need are insights: interpretations of that data that even a non-expert can understand and use to inform their business decisions. Extracting insights from a dataset means connecting multiple results to create a ‘story’ that tells important things about your customers, and that you can use to supercharge your decision-making and make sure you’re heading in the right direction for success.

Know Your Rights and Tackle Your Debt with Resolvly

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We all make mistakes when we’re young, and some of those mistakes can follow us into adulthood. If you’re one of the millions of Americans that struggle with unpaid debt, you might feel like you’ll never be able to escape from the endless barrage of bills, credit statements, and threats from high-interest companies that simply won’t let up. That’s what Resolvly is for. When CEO Greg Fishman started his company for quick, easy debt relief, he was coming from a place of pure empathy. Growing up poor, Fishman saw just what debt could do to individuals and families who were working their hardest to live a normal life. That’s how Resolvly came about: As a way to provide helpful solutions for struggling Americans. Ready to kiss your debt goodbye? Here’s how to get started.

Get Advice From a Resolvly-Approved Professional

Debt can be a crippling thing to deal with on the day-to-day. When Greg Fishman came up with the idea of Resolvly, a service that would connect individuals with practical, affordable advice about debt repayment from professionals, he was using his own experience as a guide. Fishman grew up in straitened circumstances, and saw his community completely torn apart by the problems that came from poverty and debt. His idea for Resolvly was simple: Create a place where people could find resources and educate themselves about debt repayment. By linking customers with professionals who are used to talking down debt collectors, Fishman was able to create a safe haven for people trying to understand and pay off their debt.

Find a Working Compromise

Debt collectors might seem intimidating, but if you know your actual rights in the situation, you’ll be able to come to a compromise with your creditors. The best way to come to terms with your debt is to connect with a professional who can tell you exactly what you’re responsible for paying for. This will require some good advice regarding your specific situation from a professional who is used to negotiating with creditors, such as the distinguished compliance attorney Michael Goodman, who Resolvly just acquired. You may need to consolidate your debt before paying it off in full, but once you’ve consolidated, you’ll find you’re looking at a much more manageable number. From there, you can work with your debt counselor to figure out a repayment plan that’s realistic. The whole point is to figure out something that works for you and doesn’t suck up all your expendable income. Your counselor will help work with you to figure out how to reduce your loan and set you up with payments that make sense for your income level.

Pay Off Your Loans

From there, it’s simple: Start paying off your loans, stay current with your payments, and have a plan in sight. Once you’re debt free, you’ll be able to start putting money toward long-term goals and investments that have been previously out of reach. Your debt counselor will help you do this, as well as figuring out a savings plan that helps you achieve those goals. Using Resolvly to find experienced agents and professionals will help you take the first steps toward living a life free of debt. From there, it’s up to you.

What’s the Difference Between an Independent Adjuster and Public Adjuster?

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Understanding the difference between a public adjuster and an independent adjuster is a subject that needs to be addressed. Many do not comprehend their disparities and what makes them each unique to a claim. There are two types of adjusters: public and independent. These two professionals have many differences tied with their job and employer. Below will be listed the differences that are associated with the two that can better help you determine and understand why a public adjuster would be most suitable for an insurance claim for property.

Disparities: Public Vs. Independent

A myth that many people think is that independent and public adjusters are the same individuals. That is not true. They have a very essential differences. While both work for the same goal: to manage an insurance claim, an independent adjuster is employed by an insurance company, despite the word “independent” in their professional name. While they represent you and your insurance company, their main goal is to fight for the rights of the insurance company, not yours. Whether an insurance company decides to hire an independent adjuster or use one of their company adjusters, both their goals are the same: they don’t want to give you the upper-hand.

On the other hand, a public adjuster is your friend. They work to see your claim have a successful outcome. They take their time to gather evidence and review your policy with extreme detail to ensure that they have a solid case against the insurance company.

You might consider using a public adjuster if you believe that inadequacy is being provided by the company adjuster or if they have offered you a settlement that is not what your damage is worth. Remember, you pay for a policy every month for damages that may happen, and when they do happen, you deserve to be compensated.

Public adjusters in our Miami Firm will provide you with the following:

  • Expert knowledge
  • Network of contacts
  • Deciphering of your policy
  • Fierce combat skills
  • Excellent communication
  • Dedication/ Willingness to succeed
  • Compassion
  • Quick payment; and
  • More

Get in touch with us today. We work hard to see you successful. We want and watch out for your interests. Don’t be deceived by the quick offer that most insurance companies will give you.

Freedom Through Day Trading Chat Rooms

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The world of work is full of hard roads, pocked with pitfalls, fortunate events and mindless boredom. Everyday jobs can be cubicle jails to those who don’t enjoy stale donuts and cheap coffee. Employees that filter into their office buildings, drawn not by the irresistible pull of calling, but by the incessant drumbeat of mortgages, bills and other necessities that need to be covered with a salary. It can be depressing. But investigating chat rooms can be the pat to salvation.

The chat rooms that house day traders, that is. Day traders are a rare breed of financial operator, in that they can harness the evolutionary reality of the dopamine drip, in watching wins and losses pile up on screens every day, to become their own boss. Financial independence is the unreachable dream of every office drone, but by haunting chat rooms with day trading veterans, you can start to walk towards that dream.

Walk is the operative word. Because it is a slow journey, this education of a day trader. There are terms to be memorized, strategies to be learned, techniques to be absorbed. It takes time. Becoming a profitable day trader does not happen overnight. In fact, it takes a lot of discipline and dedication in order to be able to function as a successful day trader. The lore is that only 10% of day traders actually make money. And the statistics bear that out. But the other 90% are really just winging it. They have no desire to put in the time to get good.

And it does take time. You need to take online day trading classes to really understand the momentum strategies that you need to follow in order to be profitable. When you learn gap and go trading, you figure out how to identify the best stocks that are about to get good and then ride them to winning trades. And along with taking the classes and getting access to good chat rooms, it helps to try to find a site with mentoring session. Kind of like office hours for professors, you want to spend time with a veteran trader that can answer a lot of your specific questions and give guidance on risk management.

Risk management is so very important to being a good day trader. Having a plan for each and every trade is vital. You want to know exactly what is going to happen in every trade you make. Or at least have an idea about what is going to happen, so you can bail if it starts to deviate from your expectations. When you see a trade going south, you need to figure out how to get out before you start to lose too much on that trade. One of the keys to day trading is making sure your wins are so profitable that you can begin to cancel out your losses. The 2:1 profit to loss ratio is ideal.

If you put in the time to learn, racking up your understanding in swing trading systems and options trading systems you can become a real profitable trader.

You Might Be Getting in the Way of Your Own Investment Success

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People’s perceptions of the world are never the same and an investor’s risk profile is often heavily influenced by personal experiences. This is why the investors often pose such a great risk to themselves, since the mistakes they make are based on personal biases and their own behavior.

Being your own worst enemy is a terrifying reality to face, but there is also much to be optimistic about. You may not be able to control the economy or stock market, but you do have control over your own behavior.

To overcome this personal bias, an investor should speak to a large variety of knowledgeable people, especially those with differing opinions from their own. Do your research and question the investment companies you have in mind. The market can be counterintuitive, often irrational and unpredictable. It thus becomes important to expand one’s personal perspectives and understand what drives certain behaviors.

As an example of counterintuitive behavior, consider how people react to an air disaster: Many people put themselves at risk by opting to drive long distances instead of flying, since they perceive it as being safer. Research data indicates that more people have died in vehicle collisions in just 11 days than flying over the past 30 years. In much the same way long-term investors look at short-term fluctuations as a reason to sell, when the data shows that it’s the long-term performance that matters most.

Switching is one of the most destructive investor behaviors and is often fueled by an emotional response to risk. Investment volatility isn’t the biggest risk one faces when investing. In fact, the biggest risk is your actions in response to the volatility. Sometimes what feels like the safer option ends up injecting significantly more risk into your portfolio.

As investors we often ignore the power of simple rules and methods: Don’t spend more than you make, create meaningful diversification in your portfolio and be patient. Most of the time, this is all you need to achieve financial success in the long-term.

This brings us to committing to long-term investment. Patience is the key to long-term success and our emotions can often get in the way. Analyzing the performance of your long-term investment using daily performance data can lead to switching and locking in losses. The market will fluctuate. The one most successful investors have in common is patience.