Debt is as American as baseball and apple pie, but not nearly as appealing.  In fact, because so many people are facing staggering debt, the chances of them enjoying more pie and baseball get slimmer every day.  It’s no secret that debt in America has hit an all time high, with every household facing some debt overload from college loans, to high interest credit cards, or mortgages, just to name a few.  Living frugally is more important now than ever for those with few choices but to do all they can to eliminate their debt and hold down expenses.  Fortunately, there are many ways to reduce the pressure of shopping for our daily needs, and that’s by using the money saving power of a mega-shopping site like Groupon.  It might not seem like a lot, but when you factor in all the money you can save when you combine the coupon codes you get from Groupon with quality items from stores like the Gap, your buying power goes further, and the items you invest your money in last longer.

There’s an old saying, “that’s life, that’s how it goes.  First your money, then your clothes.”  In other words, when things get tight financially, struggling to pay bills, buy food and provide shelter your clothes are likely to be well-worn and the last thing you think about updating.  If that’s the case for you, it’s wise to invest in the best quality clothes you can buy.  Turning to the jeans, tops, outerwear and underwear the Gap sells is a wise move.  Applying a gap coupon ensures you will buy the best for less.  Go to any vintage store, and you’re sure to find pieces from the Gap that are in excellent condition.  This attests to the quality that went into the item when it was first constructed, and you can count on that same quality today.  Best, you’ll find items for every member of your family when you shop with a Gap coupon from Groupon.  From tykes to teens, you’ll find a wide selection of shoes and apparel that are stylish enough for the moment, and durable enough to hand down.

As you fight the battle of the bulging family debt, be sure to invest in quality clothing and shoes from the Gap.

Electronic sports, meaning digital games, are fun to play and have also become suddenly mainstream. It’s not just the nerds in their moms’ basements who play video games anymore. The popularity of multiplayer video games, such as Halo and Overwatch, have given rise to an eSports sector that is akin to major league sports in its profitability. The sector is predicted to surpass the billion-dollar mark in 2018. By 2020, eSports would have revenue similar to European Ligue 1 football. While the sector currently lags behind NFL or MLB in terms of revenue, it’s catching up fast.

This is a trend that even entrepreneurs and traditional investors, like Jason Sugarman, have been closely observing. Mr. Sugarman, a private equity investor with decades of experience, has made investments in the major eSports league Team Liquid. It paid off when Team Liquid recently won the annual Dota 2 championship and took home a winning prize of more than $10 million. The sector is definitely showing amazing opportunities for both sports and tech investors. If you are interested in making money through eSports, here are several tips for doing so:

Invest in a Well-Regarded Team

Investing in eSports can be similar to investing in regular sports, in that people can place money on teams, explains Jason Sugarman. As he did with Team Liquid, small-time investors can find a great team to invest in. A good eSports team would have a great dynamic between players and a history of winning. Observe the team for talent and see what type of talent the team displays toward the game. Finding teams specializing in a game or two would be better than teams that play in everything.

Consider Star Players

Unlike traditional sports teams, eSports teams are not contract-bound as of yet. Therefore, some teams may see players come and go frequently. If this puts you off investing in a team, then consider investing in star players. There are definitely star players in the sector who perform incredibly on many teams. Investors can back these players and win as they do. It’s not so different from investing in a star player like Ronaldo.

Don’t Forget the Merchandise

Merchandising is extremely strong in eSports, perhaps even more so than in traditional sports. Investing in merch is definitely a great way to earn excellent returns in the sector. But don’t bet on traditional merch like T-shirts and caps, though they matter as well. Digital sports fans are more likely to purchase tech-oriented merch, like supporting apps or gear. Investors can definitely earn a killing with tech gear in the eSports sector. Keep in mind that the console market is growing, which indicates a significant uptick in the type of merch eSports fans prefer.

There are also eSports stocks to consider. E-sports stocks are a great way to invest traditionally in a non-traditional sector. The stocks belong to companies that develop games like Activision or Blizzard. If a game does well, the company stocks go up. In general, invest in the stocks of companies with legacy titles that have remained popular for years. For example, Microsoft’s Halo is a lucrative legacy title. Blizzard has a number of titles, including Overwatch, Hearthstone, and Starcraft, which have remained popular for decades. If the informed predictors are right, then stocks of these companies will dramatically rise in the coming years.

A trust entity is a structure that a trustee can use to carry out business on behalf of an individual to administer, manage, and transfer assets to beneficiaries. The trustee can be a person or a business. Many people create trusts so that they can transfer property or money to beneficiaries without probate. Trusts are also a great way to increase privacy, avoid estate taxes, and protect property from creditors. If you have more questions about how trusts work or how to handle taxes for a trust, keep reading.

Two Types of Trusts

 

There are two different types of trusts:

• Revocable trust: This trust includes provisions that may be changed or terminated by the grantor (the person who creates the trust).
• Irrevocable trust: A trust that can’t be terminated or modified unless there is permission given by the beneficiaries. When a grantor creates this type of trust, he or she gives up ownership rights to the assets inside of it.

No matter which type of trust is established, there are advantages for liability, assets, and income distribution.

Paying Taxes for a Trust

 

If you’re a trustee, you have a lot of responsibilities. You must pay the expenses incurred while administering the trust. These costs may include trustees’ fees, accounting fees, and taxes. If you are administering a revocable trust, you will use the grantor’s Social Security number for tax identification purposes. However, a separate tax identification number such as an EIN is required for irrevocable trusts.

Administering a trust and obtaining a tax ID number for it can be confusing. But with IRS-EIN-Tax-ID Filing Service, you can easily apply for a trust tax ID number online. If you need to find the existing number, you can conduct a tax ID number lookup. If you have more questions about trusts and taxes, contact the team at IRS-EIN-Tax-ID Filing Service for answers.

 

Eating on the run is sometimes a fact of life. If you find yourself doing everything from going car shopping, to running to your children to dance practice, you might not be sure what to feed them. If you have more than one child, no matter what their age, someone is bound to get hungry and need nourishment fast. Eating out can get expensive, and it is hard to satisfy everyone. Here are three useful food items you can offer your kids for those days when they have to eat in the car, and you aren’t sure what to give them.

Fruit Pouches

No matter the age of your children, fruit pouches are a quick and easy snack with almost no clean up. Everyone from toddlers to adults can enjoy a tasty fruit pouch, and they come in options that range from plain fruit, mixed fruit, or even fruit and yogurt. When you find that running between places is wearing on your child’s patience, and they need to eat something quickly, a fruit pouch is almost always a good bet when it comes to filling hungry tummies fast and without complaints.

Fruit Snacks

This is a little different than eating a fruit pouch, but still kind of similar. Fruit snacks are usually made with gelatin, and are soft and mushy. That means kids of almost all ages can eat them, and they are a healthier alternative than eating a candy bar. They are simple enough to hand off from driver to passenger, and most children enjoy the taste and variety that come with eating fruit snacks. You can try out different brands, to see what your child will respond best to, but even if they get thrown on the floor of the car, it won’t be a problem, since they are easy enough to clean up.

Granola Bars

While granola bars do have the potential to be a little messy, they are still an ideal choice, because they are so filling. They can made with everything from chocolate chips, to peanut butter, and even if you plan on eating soon, they can settle a stomach very quickly. Best of all, if your child has been playing and needs a quick energy boost, granola bars are an ideal solution as a between meal snack that will offer filling nutrients.

No matter how busy life gets, traveling in the car with your little one doesn’t have to be difficult, if you know what snacks to give them. Fruit pouches, fruit snacks, and granola bars are all healthy options that will keep children of all ages full, and satisfy their stomachs in between meals. If you are traveling from one location to another, this is an ideal way to keep everyone full and happy, while giving them foods that won’t ruin their appetite, and still leave them hungry enough for dinner. Best of all, these options are car-proof, and won’t create much of a mess.

Becoming a profitable day trader is possible. All it takes is the willingness to learn about proven day trading strategies and incorporating them into your daily trading. Warrior Trading, a day trading education site with a great track record can be the ultimate place to learn these strategies.

All it takes is a willingness to study hard and put in the time. The online courses can be viewed over video and you can spend time in a day trading chat room with veteran traders who are implementing these trading techniques in real time and with actual money on the line. Seeing them in action, calling out their positions and stops, is a great way to get better at day trading.

Read on to understand these day trading strategies.

Momentum Day Trading

When you take day trading classes, you want to learn first about momentum trading strategies from the best interactive brokers in the business. That is where you find hot stocks about to take off and ride the momentum during one single day of trading to decent returns. The small profits of 5-10% might not sound like much, but finding many of those stocks in a single day and playing them right is a great way to lock in profits.

Swing Trading

Swing trading is very similar to momentum strategies, but in that case, you tend to look at stocks that can make moves in a few days or a few weeks, as opposed to that day. A great way to look at this would be to examine mining company stocks in advance of big government regulations about to be passed that affect the mining industry. The movement in mining stocks could provide an opportunity.

Reversal Trading Strategies

If there are no hot stocks out there in the morning that you like, then the time is ripe for reversal day trading strategies. The reversal trading strategy can produce the highest profit/loss ratio out of all Warrior Trading strategies. It all has to do with tight stops. If you have a tight stop when you are buying at the bottom of the price or shorting off the top, it is easier to get the higher profit/loss ratios.

Of course, the most important way to implement these trading strategies is with a healthy understanding of risk management and how you need to stay unemotional and rational while trading. The volatility of day trading is an opportunity for profits, but only if you use it correctly.